How to block gambling transactions on Starling Bank

A UK app bank with a fixed 48-hour gambling block that is permanently on for virtual cards and under-18 accounts. This page covers Starling personal current account, Starling debit card and Starling virtual cards.

Checked against Starling Bank's own help pages and card agreements on · compiled by

The short answer

Yes. Starling Bank has an opt-in gambling block: Cards → under your main physical card, Gambling controls → Turn on the gambling block. 48 hours, fixed, and Starling will not move it. It declines card payments to businesses that categorise themselves as gambling operators. It is permanently on and cannot be switched off for Starling virtual cards, teen accounts and Under 16s Spaces.

How do I turn on the Starling Bank gambling block?

  1. 1 Open the Starling app and go to the Cards section
  2. 2 Under your main physical card, select Gambling controls
  3. 3 Select Turn on the gambling block, then follow the steps to confirm
  4. 4 If a specific gambling company keeps getting through, message Starling — its help page says it will apply the block to a named company on request

Do it in the bank's own app — help.starlingbank.com/personal/topics/your-starling-debit-card/how-do-i-block-gambling-payments is Starling Bank's own page on it.

How do I turn off the Starling Bank gambling block?

Cooling-off
48 hours, fixed, and Starling will not move it. Its help page: “If you turn the block off, you'll have to wait 48 hours before the block is removed,” and “We can't speed up or change this cool-off period.” Turning the block off also surfaces a warning pointing at the National Gambling Helpline.
You set it?
No — the bank fixes the delay and will not change it for you.
What it covers
Card payments to businesses that categorise themselves as gambling operators. It is permanently on and cannot be switched off for Starling virtual cards, teen accounts and Under 16s Spaces.
Launched
13 June 2018

If you are here to switch it off: you can start that now, but you cannot finish it now. The block comes off at the end of the cooling-off period above and not a minute sooner, and no amount of messaging support shortens it — that is the entire reason the feature exists. Switching the block on is instant. Only switching it off is slow.

Worth saying plainly, because you already know it: the urge that sent you looking for this will be gone long before the cooldown is. What to do with the next twenty minutes is the more useful page if that is where you are.

What doesn't it cover?

  • Payments made by account number and sort code. Starling's own wording: “The block will stop most card payments. Some payments might still go through, especially if you use the account number and sort code.” A bank transfer to a betting account is the hole here.
  • Gambling bought at a business that isn't a gambling business. Starling: “Payments at non-gambling businesses, like buying lottery tickets at the supermarket, will still go through.”
  • Anything that slips past is yours. Starling: “We can't give you a refund for any payments that get through the gambling block.”
  • Faster Payments and standing orders made with your account number and sort code — Starling names these as the likeliest way a payment gets through.
  • Crypto-exchange purchases, which are coded as ordinary card spending, not gambling.
  • Cash withdrawn from an ATM and carried into a betting shop.

What should I do alongside the Starling Bank block?

In this order, tonight, while the resolve is there.

  1. 1 Switch the block on now — it takes effect immediately, and the 48-hour delay only ever applies to switching it off.
  2. 2 Spend from a Starling virtual card where you can. The gambling block is always on for virtual cards and cannot be turned off at all, which makes it a harder lock than the one on your physical card.
  3. 3 Add GAMSTOP so the sites refuse you as well, rather than relying on the card being declined at the till.
  4. 4 Layer a device blocker for offshore and crypto sites, which no card-level block reaches.

Is a bank block enough on its own?

No — a card control stops a payment method, not an account, and there is always another payment method. The setup that holds is layered: self-exclude inside each betting app, GAMSTOP and the other national self-exclusion schemes, and a device-level gambling blocker. The full method is in the guide to blocking gambling transactions at your bank. If you want the number that makes the case, work out what this is costing you a year.

Money in more than one place?

A block on one card just moves the spending to the next one. Do every account you hold, in the same sitting.

Or see every bank's gambling block compared .

Frequently asked questions

Does Starling Bank have a gambling block?
Yes. You turn it on at Cards → under your main physical card, Gambling controls → Turn on the gambling block. Card payments to businesses that categorise themselves as gambling operators. It is permanently on and cannot be switched off for Starling virtual cards, teen accounts and Under 16s Spaces.
How do I turn off the Starling Bank gambling block?
You can request it, but it does not come off on demand. 48 hours, fixed, and Starling will not move it. Its help page: “If you turn the block off, you'll have to wait 48 hours before the block is removed,” and “We can't speed up or change this cool-off period.” Turning the block off also surfaces a warning pointing at the National Gambling Helpline.
What doesn't Starling Bank stop?
Payments made by account number and sort code. Starling's own wording: “The block will stop most card payments. Some payments might still go through, especially if you use the account number and sort code.” A bank transfer to a betting account is the hole here. Gambling bought at a business that isn't a gambling business. Starling: “Payments at non-gambling businesses, like buying lottery tickets at the supermarket, will still go through.” Anything that slips past is yours. Starling: “We can't give you a refund for any payments that get through the gambling block.”
Is a bank gambling block enough on its own?
No. A card block stops the payment, not the account — so pair it with GAMSTOP, which shuts you out of every online gambling site licensed in Great Britain at once, and a device blocker for the offshore and crypto sites no register reaches.

The Starling Bank block is one layer. Here are the other four.

Operator bans, your state's self-exclusion program, device-level app blocking, and a panic button for the urges in between — Cashout sets all of it up with you, in order. Launching soon on iOS; the waitlist gets in first.